Financing

Financing

Business and Franchise Financing

Whether you want to expand your present business, buy out a partner, or add another unit, our experienced financing consultants can provide everything from pre-qualification to underwriting, and loan packaging to loan approval and funding.  To maximize your loan potential and get your approval quickly, you need a business/franchise financing consultant by your side, helping you with the loan process from beginning to end. KLARAS Capital Partners (an affiliate of KLARAS Realty Advisors) has lenders in place, that specialize in business and franchise financing through structured term loans and also through equipment leasing. Additionally, there are ERSOP programs available (Entrepreneur Rollover Stock Ownership Plan), using your 401k or IRA as start-up capital without penalties, taxes or distributions.  Call on us as your source for no nonsense answers and results for your financing needs!

Commercial Mortgage Loans

KLARAS Capital Partners provides non-traditional, commercial real estate and multi-family apartment mortgages with a focus on loan amounts under $10 million.  Rates are extremely competitive and the underwriting processed is streamlined in comparison to that of traditional loan providers.  Some of our most popular loan programs are “difficult to finance” properties such as gas stations and other specialty properties.

Loan Enhancements

Borrowing made easier by having us by CDs in your bank. We will make a “courtesy deposit” made “at your request” in the form of Certificates of Deposit accepted by your Bank, Savings and Loan or Credit Union for a specific time at a specific rate of interest.  This is also known as a “Compensating Balance Deposit” and servers as a loan enhancement to your lending source.

What is the value of Courtesy Deposits?

  1. To deposit in your bank, the money to loan to you.
  2. To act as a compensating deposit for you.
  3. To lend credibility to you and your business.
  4. To demonstrate your willingness to cooperate with your bank and its growth.
  5. To give your banker the incentive to want to do business with you.

We will discuss $99,000 or $100,000 deposits or more for a period of one year, for one purpose. This is commonly known as a “JUMBO CERTIFICATE”. Our deposits in your Bank will be designated “Deposits made at the request of your name”.  Since these CDs must be FDIC insured, they must be within the insuring agency’s guidelines.

Helpful Links:

Commercial Mortgage Loans
National Association of Mortgage Brokers
Florida Bankers Associations
Mortgage Bankers Association of Florida
Mortgage Bankers Association
Commercial Real Estate Loans
Franchise Financing
Franchise Financing Options
Franchise Gator
 

55 SE 2nd Avenue, Suite 309
Delray Beach, FL 33444		 280 Madison Avenue, Suite 912
New York, NY 10016
Offices: 1+ 888-552-7278
E Fax: 1+ 888-572-7859